The above description can be imagined as if we choose to deposit funds in the bank regularly or on demand, the bank will pay you a certain fixed interest, but the APY in Xenophon is equivalent to the daily interest, which has recently been higher than many mature decentralized products, such as Compound, Aave, etc. The interest generated by Xenophon is dozens of times higher, or even hundreds of times higher. Of course, this is also a high return to users who believe in this product in the early stage, at the same time, you have to bear the corresponding risk of holding XPH.